Why Should You Close With Quality?
We combine knowledge, experience, and the latest technology with personalized customer service.
Commitment to Industry Best Practices
Member of Leading Associations
Independently Vetted by Secure Insight
We Underwrite with Only the Largest Companies
What We Offer
Settlement and Closing Services
We understand that buying or selling a house is a big decision, and we want to make your closing experience as stress free and peaceful as possible. That is why we offer Next Day closings (pending Abstract review and availably), and mobile and after hours closings anytime and anywhere in Maryland, Virginia and Washington DC.
Did you know that for most real estate transactions the settlement and closing process requires more than 100 time consuming steps? These can include reviewing the contract or closing instructions, depositing loan funds, paying off prior mortgages, coordinating property inspections, preparing ALTA settlement statements, and notarizing documents, among many others. We coordinate and finalize documents, close the transaction, and submit pertinent documents for proper recordation in public records.
A title search is a thorough examination of all property records, which ensures that the person or company claiming to own the property does in fact have legal ownership. During a title search, the underwriter also checks for outstanding mortgages, judgments, liens, assessments or unpaid taxes associated with the property. The search also reveals any restrictions, easements, leases or other issues that affect the property. This information is very important and will be used to ensure that a clear title is conveyed at closing. We are committed to presenting you any defects we uncover quickly so that we can work together with you to remedy any title defects. Because of our over 60 years of combined experience, we are skilled at clearing any outstanding title issues that could interfere with or delay your closing.
As part of our settlement services, Quality Title can act as an escrow agent, securely holding deeds, funds, and other important legal documents, and disburses funds according to the buyer’s and seller’s instructions.
Title insurance provides a guarantee of ownership of your property, and protects against other parties claiming to have ownership of or interest in your property. Title Insurance protects you against any possible risks that even the most thorough title searches could not uncover, such as judgements which were not properly indexed in land records, as well as forged or invalid deeds, or previously undisclosed “missing heirs.”
Title insurance provides you with peace of mind and coverage that is in effect for as long as you or your heirs own interest in the property. This form of insurance is relatively inexpensive, especially when considering the degree of protection it offers, and is paid as a one time premium as part of your closing costs.